Friday, August 19, 2016

Number of Players in Sports/Games


Sports

Number of Players (on each side or in each team)

Badminton 1 or 2 (Singles & Doubles respectively)
Baseball 9
Basketball 5
Billiards/Snooker 1
Boxing 1
Bridge 2
Chess 1
Cricket 11
Croquet 13 or 15
Football (Soccer) 11
Golf Several individuals compete simultaneously
Gymnastic Several individuals compete simultaneously
Hockey 11
Kabaddi 7
Kho Kho 9
Lacrosse 12
Netball 7
Polo 4
Rugby football 15
Table Tennis 1 or 2 (Singles & Doubles respectively)
Tennis 1 or 2 (Singles & Doubles respectively)
Volleyball 6
Water Polo 7

Court

Tennis, Badminton, Netball, Handball, Volleyball, Squash, Kho-Kho, Kabaddi

Diamond Baseball
Ring Skating, Boxing
Course Golf
Pool Swimming
Board Table Tennis
Mat Judo, Karate, Taekwondo
Arena Horse riding
Velodrome Cycling
Field Polo, Football, Hockey
Track Athletics
Pitch Cricket
Greens Bowls
Rink Curling, Ice Hockey
Range Shooting, Archery

Tuesday, August 16, 2016

Indian National Parks State Wise


NATIONAL PARKS__
Meghalaya
Balphakram National Park Meghalaya
Nokrek National Park Meghalaya
Madhya Pradesh
Bandhavgarh National Park Madhya Pradesh
Kanha National Park Madhya Pradesh
Madhav National Park Madhya Pradesh
Mandla Fossils National Park Madhya Pradesh
Van Vihar National Park Madhya Pradesh
Panna National Park Madhya Pradesh
Pench National Park Madhya Pradesh
Sanjay National Park Madhya Pradesh
Satpura National Park Madhya Pradesh
Karnataka
Bandipur National Park Karnataka
Bannerghatta National Park Karnataka
Kudremukh National Park Karnataka
Nagarhole National Park Karnataka
Jharkhand
Betla National Park Jharkhand
Hazaribagh National Park Jharkhand
Odisha
Bhitarkanika National Park Odisha
Gujarat
Blackbuck National Park Gujarat
Gir Forest National Park Gujarat
Marine Gulf of Kutch park Gujarat
Vansda National Park Gujarat
West Bengal
Sundarbans National Park West Bengal
Buxa Tiger Reserve West Bengal
Gorumara National Park West Bengal
Jaldapara National Park West Bengal
Neora Valley National Park West Bengal
Singalila National Park West Bengal
Andaman and Nicobar Islands
Campbell Bay National Park Andaman and Nicobar Islands
Galathea National Park Andaman and Nicobar Islands
Mahatma National Park Andaman and Nicobar Islands
Middle Button National Park Andaman and Nicobar Islands
Mount Harriet National Park Andaman and Nicobar Islands
North Button National Park Andaman and Nicobar Islands
South Button National Park Andaman and Nicobar Islands
Rani Jhansi National Park Andaman and Nicobar Islands
Saddle Peak National Park Andaman and Nicobar Islands
Maharashtra
Chandoli National Park Maharashtra
Negaon National Park Maharashtra
Sanjay Gandhi National Park Maharashtra
Tadoba National Park Maharashtra
Gugamal National Park Maharashtra
Jammu and Kashmir
Dachigam National Park Jammu and Kashmir
Hemis National Park Jammu and Kashmir
Kishtwar National Park Jammu and Kashmir
Salim Ali National Park Jammu and Kashmir
Rajasthan
Darrah National Park Rajasthan
Desert National Park Rajasthan
Keoladeo National Park Rajasthan
Mount Abu Wildlife Sanctuary Rajasthan
Ranthambore National Park Rajasthan
Sariska Tiger Reserve Rajasthan
Assam
Dibru-Saikhowa National Park Assam
Kaziranga National Park Assam
Manas National Park Assam
Orang National Park Assam
Nameri National Park Assam
Odisha
Nandankanan Zoological Park Odisha
Simlipal National Park Odisha
Uttar Pradesh
Dudhwa National Park Uttar Pradesh
Bihar
Valmiki National Park Bihar
Kerala
Eravikulam National Park Kerala
Mathikettan National Park Kerala
Periyar National Park Kerala
Silent Valley National Park Kerala
Uttarakhand
Gangotri National Park Uttarakhand
Govind Wildlife Sanctuary Uttarakhand
Tamil Nadu
Guindy National Park Tamil Nadu
Gulf of Mannar National Park Tamil Nadu
Indira Sanctuary Tamil Nadu
Mudumalai National Park Tamil Nadu
Mukurthi National Park Tamil Nadu
Palani Hills National Park Tamil Nadu
Punjab
Harike Wetland Punjab
Haryana
Kalesar National Park Haryana
Sultanpur National Park Haryana
Himachal Pradesh
Great Himalayan National Park Himachal Pradesh
Pin Valley National Park Himachal Pradesh
Chhattisgarh
Indravati National Park Chhattisgarh
Kanger Ghati National Park Chhattisgarh
Uttarakhand
Jim Corbett National Park Uttarakhand
Nanda Devi National Park Uttarakhand
Rajaji National Park Uttarakhand
Valley of Flowers National Park Uttarakhand
Telangana
Kasu Reddy National Park Telangana
Vanasthali National Park Telangana
Manipur
Keibul Lamjao National Park Manipur
Sirohi National Park Manipur
Sikkim
Khangchendzonga Park Sikkim
Arunachal Pradesh
Mouling National Park Arunachal Pradesh
Namdapha National Park Arunachal Pradesh
Mizoram
Murlen National Park Mizoram
Blue Mountain National Park Mizoram
Andhra Pradesh
Papikonda National Park Andhra Pradesh
Sri Venkateswara Park Andhra Pradesh
Goa
Mollem National Park Goa
Telangana
Mrugavani National Park Telangana
Nagaland
Ntangki National Park Nagaland
UNESCO World Heritage Site
1. Kaziranga National Park– Indian rhinoceros
2. Great Himalayan National Park
3. Keoladeo National Park
4. Manas National Park
5. Nanda Devi National Park
6. Sundarbans National Park
7. Nokrek National Park–biosphere
POLICY
a. National forest policy -1952, 1988
b. Project tiger –1973
c. project elephant– 1992
d. project crocodile– 1975
e. project dolphin — 2008
RESERVES
• Total number of BIOSPHERE reserves in India –18
• Total number of ELEPHANT reserves in India –29
• Total number of TIGER reserves in India – 48
• total number of CROCODILE reserves in India – 4

Friday, June 17, 2016

List of Important Cups and Trophies for International & National Sports and Games

Cups and Trophies for International sports and games 

Trophies/Awards Games/Sports
American Cup Yacht Racing
Ashes Cricket
Benson and Hedges Cricket
Canada Cup Golf
Colombo Cup Football
Corbitton Cup Table Tennis (Women)
Davis Cup Lawn Tennis
Derby Horse Race
Edgbaston Cup Lawn Tennis
Eisenhower Cup Golf
Essande Champions Cup Hockey
European Champions Cup Football
Grand National Horse Steeple Chase Race
Grand Prix Lawn Tennis
Grand Prix Table Tennis
Jules Rimet Trophy World Soccer Cup
King’s Cup Air Races
Merdeka Cup Football
Reliance Cup Cricket
Rene Frank Trophy Hockey
Rothman’s Trophy Cricket
Ryder Cup Golf
Swaythling Cup Table Tennis (Men)
Thomas Cup Badminton
U. Thant Cup Tennis
Uber Cup Badminton (Women)
Walker Cup Golf
Westchester Cup Polo
Wightman Cup Lawn Tennis
William’s Cup Basketball
World Cup Cricket
World Cup Hockey
World Cup Weight-lifting

Cups and Trophies for National sports and games 

Trophies/Awards Games/Sports
Agarwal Cup Badminton
Agha Khan Cup Hockey
All-India Women’s Guru Nanak Championship Hockey
Bandodkar Trophy Football
Bangalore Blues Challenge Cup Basketball
Barna-Bellack Cup Table Tennis
Beighton Cup Hockey
Bombay Gold Cup Hockey
Burdwan Trophy Weight-lifting
Charminar Trophy Athletics
Chadha Cup Badminton
C. K. Naydu Trophy Cricket
Chakoia Gold Trophy Football
Divan Cup Badminton
Deodhar Trophy Cricket
Duleep Trophy Cricket
D. C. M. Cup Football
Durand Cup Football
Dhyan Chand Trophy Hockey
Dr. B. C. Roy Trophy (Junior) Football
Ezra Cup Polo
F. A. Cup Football
G. D. Birla Trophy Cricket
Ghulam Ahmed Trophy Cricket
Gurmeet Trophy Hockey
Gura Nanak Cup Hockey
Gyanuati Devi Trophy Hockey
Holkar Trophy Bridge
lrani Trophy Cricket
I. F. A. Shield Football
lndira Gold Cup Hockey
Jawaharlal Challenge Air Racing
Jaswant Singh Trophy Best Services Sportsman
Kuppuswamy Naidu Trophy Hockey
Lady Rattan Tata Trophy Hockey
MCC Trophy Hockey
Moinuddaula Gold Cup Cricket
Murugappa Gold Cup Hockey
Modi Gold Cup Hockey
Narang Cup Badminton
Nehru Trophy Hockey
Nixan Gold Cup Football
Obaid Ullah Gold Cup Hockey
Prithi Singh Cup Polo
Rani Jhansi Trophy Cricket
Ranjit Trophy Cricket
Rangaswami Cup Hockey
Ranjit Singh Gold Cup Hockey
Rajendra Prasad Cup Tennis
Ramanujan Trophy Table Tennis
Rene Frank Trophy Hockey
Radha Mohan Cup Polo
Raghbir Singh Memorial Football
Rohinton Baria Trophy Cricket
Rovers Cup Football
Sanjay Gold Cup Football
Santosh Trophy Football
Sir Ashutosh Mukherjee Football
Subroto Cup Football
Scindia Gold Cup Hockey
Sahni Trophy Hockey
Sheesh Mahal Trophy Cricket
Todd Memorial Trophy Football
Tommy Eman Gold Cup Hockey
Vittal Trophy Football
Vizzy Trophy Cricket
Vijay Merchant Trophy Cricket
Wellington Trophy Rowing
Wills Trophy Cricket

Friday, April 8, 2016

Banking Terms / Definitions - For SBI Clerk 2016

1. What is a Repo Rate?

A: Repo rate is the rate at which our banks borrow rupees from RBI. Whenever the banks have any shortage of funds they can borrow it from RBI. A reduction in the repo rate will help banks to get money at a cheaper rate. When the repo rate increases, borrowing from RBI becomes more expensive.

2. What is Reverse Repo Rate?

A: This is an exact opposite of Repo rate. Reverse Repo rate is the rate at which Reserve Bank of India (RBI) borrows money from banks. RBI uses this tool when it feels there is too much money floating in the banking system. Banks are always happy to lend money to RBI since their money is in safe hands with a good interest. An increase in Reverse repo rate can cause the banks to transfer more funds to RBI due to this attractive interest rates.

3. What is CRR Rate?

A: Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with RBI. If RBI decides to increase the percent of this, the available amount with the banks comes down. RBI is using this method ( an increase of CRR  rate), to drain out the excessive money from the banks.

4. What is SLR Rate?

A: SLR (Statutory Liquidity Ratio) is the amount a commercial bank needs to maintain in the form of cash, or gold or govt. approved securities (Bonds) before providing credit to its customers.
SLR rate is determined and maintained by the RBI (Reserve Bank of India) in order to control the expansion of bank credit. SLR is determined as the percentage of total demand and percentage of time liabilities. Time Liabilities are the liabilities a commercial bank liable to pay to the customers on their anytime demand. SLR is used to control inflation and propel growth. Through SLR rate tuning the money supply in the system can be controlled efficiently.

5. What is Bank Rate?

A: Bank rate, also referred to as the discount rate, is the rate of interest which a central bank charge on the loans and advances that it extends to commercial banks and other financial intermediaries. Changes in the bank rate are often used by central banks to control the money supply.

6. What is Inflation?

A: Inflation is defined as a sustained increase in the general level of prices for goods and services. An increase in inflation figures occurs when there is an increase in the average level  of prices in Goods and services. Inflation happens when there are fewer Goods and more buyers; this will result in an increase in the price of Goods since there are more demand and less supply of the goods.

7. What is Deflation?

A: Deflation is the continuous decrease in prices of goods and services. Deflation occurs when the inflation rate becomes negative (below zero) and stays there for a longer period.

8. What is PLR?

A: The Prime Interest Rate is the interest rate charged by banks to their most creditworthy customers (usually the most prominent and stable business customers). The rate is almost always the same amongst major banks. Adjustments to the prime rate are made by banks at the same time; although, the prime rate does not adjust on any regular basis. The Prime Rate is usually adjusted at the same time and in correlation to the adjustments of the Fed Funds Rate. The rates reported below are based upon the prime rates on the first day of each respective month. Some banks use the name "Reference Rate" or "Base Lending Rate" to refer to their Prime Lending Rate.

9. What is Deposit Rate?

A: Interest Rates paid by a depository institution on the cash on deposit.

10. What is FII?

A: FII (Foreign Institutional Investor) used to denote an investor, mostly in the form of an institution. An institution established outside India, which proposes to invest in the Indian market, in other words, buying Indian stocks. FII's generally buy in large volumes which have an impact on the stock markets. Institutional Investors includes pension funds, mutual funds, Insurance Companies, Banks, etc.

11. What is FDI?

A: FDI (Foreign Direct Investment) occurs with the purchase of the “physical assets or a significant amount of ownership (stock) of a company in another country in order to gain a measure of management control” (Or) A foreign company having a stake in an Indian Company.

12. What is IPO?

A: IPO is Initial Public Offering. This is the first offering of shares to the general public from a company wishes to list on the stock exchanges.

13. What is Disinvestment?

A: The Selling of the government stake in public sector undertakings.

14. What is Fiscal Deficit?

A: It is the difference between the government‟s total receipts (excluding borrowings) and total expenditure. Fiscal deficit in 2009-10 is proposed at 6.8% of GDP.

15. What is Revenue deficit?

A: It defines that, where the net amount received (by taxes & other forms) fails to meet the predicted net amount to be received by the government. Revenue deficit in 2009-10 is proposed at 4.8% of GDP.

16. What is GDP?

A: The Gross Domestic Product or GDP is a measure of all of the services and goods produced in a country over a specific period; classically a year. GDP during 2008-09 is 6.7%.

17. What is GNP?

A: Gross National Product is measured as GDP plus income of residents from investments made abroad minus income earned by foreigners in the domestic market.

18. What is National Income?

A: National Income is the money value of all goods and services produced in a country during the year.

19. What is Per Capita Income?

A: The national income of a country, or region, divided by its population. Per capita income is often used to measure a country's standard of living. Per capita income during 2008-09 estimated by CSO: Rs.25, 494.

20. What is Vote on Account?

A: A vote-on-account is basically a statement ,where the government presents an estimate of a sum required to meet the expenditure that it incurs during the first three to four months of an election financial year until a new government is in place, to keep the machinery running.

21. The difference between Vote on Account and Interim Budget?

A: Vote-on-account deals only with the expenditure side of the government's budget, an interim Budget is a complete set of accounts, including both expenditure and receipts.

22. What is SDR?

A: The SDR (Special Drawing Rights) is an artificial currency created by the IMF in 1969. SDRs are allocated to member countries and can be fully converted into international currencies so they serve as a supplement to the official foreign reserves of member countries. Its value is based on a basket of key international currencies (U.S. dollar, euro, yen and pound sterling).

23. What is SEZ?

A: SEZ means Special Economic Zone is the one of the parts of government‟s policies in India. A special Economic zone is a geographical region that economic laws which are more liberal than the usual economic laws in the country. The basic motto behind this is to increase foreign investment, development of infrastructure, job opportunities and increase the income level of the people.

Thursday, April 7, 2016

SSC CGL Mock Test

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Wednesday, March 23, 2016

State Symbols (Animals, Birds, Trees and Flowers) of India


In this post, it is being provided you an interesting list of the trees, Birds, Flowers and Animals of the each state to increase your General Knowledge about your states, which may be useful for the all competitive examinations for any category or post.


States

Animal

Bird

Tree

Flower

Andhra Pradesh Blackbuck Indian roller Neem Lotus
Arunachal Pradesh Mithun Great hornbill Hollong Lady slipper orchid
Assam One-horned rhinoceros White-winged wood duck Hollong Foxtail orchids
Bihar Ox House sparrow Peepal Kachnar
Chhattisgarh Wild buffalo Hill myna Sal *
Delhi Nilgai House sparrow * *
Goa Gaur Black-crested bulbul Matti *
Gujarat Asiatic lion Greater flamingo Mango Marigold
Haryana Blackbuck Black francolin Peepal Lotus
Himachal Pradesh Snow leopard Western tragopan Deodar Rhododendron
Jammu & Kashmir Hangul Black-necked crane Chinar Lotus
Jharkhand Elephant Koel Sal Palash
Karnataka Elephant Indian roller Sandal Lotus
Kerala Elephant Great hornbill Coconut Golden shower tree
Madhya Pradesh Swamp deer Asian paradise flycatcher Banyan Parrot tree
Maharashtra Giant squirrel Yellow-footed green pigeon Mango Jarul
Manipur Sangai Mrs. Hume's pheasant Toon Shirui lily
Meghalaya Clouded leopard Hill myna White teak Lady slipper orchid
Mizoram Serow Mrs. Hume's pheasant Ironwood Red vanda
Nagaland Mithun Blyth's tragopan Alder Rhododendron
Odisha Sambar Indian roller Banyan Lotus
Puducherry Squirrel Asian koel Vilva tree Cannonball
Punjab Blackbuck Northern goshawk Sheesham *
Rajasthan Camel Great Indian bustard Khejri Rohira
Sikkim Red panda Blood pheasant Rhododendron Noble orchid
Tamil Nadu Nilgiri tahr Emerald dove Palmyra palm Kandhal
Telangana Deer Indian roller Jammi Tangedu
Tripura Phayre's langur Green imperial pigeon Agar Nageshwar
Uttarakhand Musk deer Himalayan monal Burans Brahm kamal
Uttar Pradesh Swamp deer Sarus crane Ashok Brahm kamal
West Bengal Fishing cat White-breasted kingfisher Chatian Shephali


This article will be useful for below examinations.
SSC CGL 2016 Tier -1, RRB NTPC 2016, IBPS Clerk, RRB, PO 2016, SBI, NABARD, General Insurance Corporation, LIC, RBI

Saturday, March 19, 2016

List of Important Organisations and their Headquarters – General Awareness Study Material

In many examinations, questions based on then organisations around the world are asked. Here we are presenting you a list of important organisations with their headquarters.

This article will be useful for below examinations.
SSC CGL 2016 Tier -1, RRB NTPC 2016, IBPS Clerk, RRB, PO 2016, SBI, NABARD, General Insurance Corporation, LIC, RBI



Organisation

Headquarters

Amnesty International London
Asia-Pacific Economic Cooperation (APEC) Singapore
Association of South East Asian Nations (ASEAN) Jakarta
Commonwealth of Nations London
Fédération Internationale de Football Association (FIFA) Zurich, Switzerland
Fédération Internationale des échecs (FIDE) or World Chess Federation Athens, Greece
Food and Agricultural Organisation (FAO) Rome
Indian Ocean Rim Association for Regional Cooperation Ebene, Mauritius
International Association of Athletics Federations (IAAF) Monaco
International Atomic Energy Agency Vienna
International Committee of the Red Cross Geneva
International Court Of Justice The Hague
International Cricket Council (ICC) Dubai, UAE
International Hockey Federation (FIH) Lausanne, Switzerland
International Hydrographic Organization Monaco
International Labour Organisation Geneva
International Maritime Organisation London
International Monetary Fund (IMF) Washington DC
International Olympic Committee Lausanne, Switzerland
International Organization for Standardization Geneva
International Renewable Energy Agency Abu Dhabi (UAE)
International Shooting Sports Federation Munich, Germany
International Union for Conservation of Nature (IUCN) Gland, Switzerland
International Union of Pure and Applied Chemistry Zurich, Switzerland
Internet Corporation for Assigned Names and Numbers (ICANN) Los Angeles, USA
Médecins Sans Frontières (MSF) or Doctors without Borders Geneva, Switzerland
North Atlantic Treaty Organisation (NATO) Brussels
Organisation for Economic Cooperation and Development (OECD) Paris
Organisation for the Prohibition of Chemical Weapons The Hague, The Netherlands
Organisation of Islamic Cooperation Jeddah
Organisation of Petroleum Exporting Countries (OPEC) Vienna
South Asian Association for Regional Cooperation Kathmandu
Transparency International Berlin
UN Women New York
United Nations Childrens’ Fund (UNICEF) New York
United Nations Conference on Trade and Development (UNCTAD) Geneva
United Nations Educational Scientific and Cultural Organisation (UNESCO) Paris
United Nations Industrial Development Organization (UNIDO) Vienna
United Nations Organisation New York
United Nations Population Fund (UNFPA) New York
Universal Postal Union Berne
World Bank Washington DC
World Economic Forum Geneva, Switzerland
World Health Organisation Geneva
World Intellectual Property Organization Geneva
World Meteorological Organisation Geneva
World Trade Organisation Geneva
Worldwide Fund for Nature Gland, Switzerland

Wednesday, March 16, 2016

Different Types of Banks in India


Banks in India

A bank is a financial institution whose purpose is to receive deposits and lend money to individuals and businesses, disburse payments, invest funds in securities for a return and safeguard money. It services savings and current (chequing) accounts, provides credit to borrowers in the form of loans and through credit cards, and acts as trustees of its clients. Banks perform all of these functions or some of them depending on their nature.

Other important banking activities are providing foreign exchange services for customers, financing foreign trade, operating in the money market, and providing a wide range of financial-cum-advisory services.

In India and other developing countries, the term ‘bank’ is applied to a variety of institutions which provide funds for various purposes. So banks are of different types: commercial banks, savings banks, investment (industrial) banks, merchant banks, land development banks, co-operative banks and above all, the central bank.

Different Types of Banks in India

We will now review different types of banks in India.

1. Organized and unorganized banking:

Indian banking system can broadly be classified into two categories:

(i) Organized banking and
(ii) Unorganized banking.

That part of Indian banking system which does not fall under the control of our central bank (i.e. Reserve Bank of India) is called as unorganized banking. For example, Indigenous banks. Whereas, organized banking system refers to that part of the Indian banking system which is under the influence and control of the Reserve Bank of India. For example. Commercial Banks, Industrial Banks, Agricultural Banks.

2. Scheduled and Nonscheduled banks:

Under the Reserve Bank of India Act, 1939, banks were classified as scheduled banks and non-scheduled banks.. The scheduled banks are those which are entered in the second schedule of RBI Act, 1939. Scheduled banks are those banks and which have a paid-up capital and reserves of the aggregate value of not less than Rs 5 lakhs and which satisfy RBI.

All Commercial Banks, Regional Rural Banks, State Cooperative Banks are scheduled banks. On the other hand, non-schedule banks are those banks whose total paid up capital is less than Rs 5 lakh and RBI has no specific control over these banks. These banks are not included in the second schedule of RBI Act, 1934.

3. Commercial banks:

Commercial banks are the most important types of banks. The term ‘commercial’ carries the significance that banking is a business like any other business. In other words, commercial banks are essentially profit-making institutions.

They collect deposits from the public and lend money to business firms (manufacturers), traders, farmers and consumers. Commercial banks normally meet the working capital needs of trade and industry and are a part of the money market.

The current account deposits of commercial banks are used as a medium of exchange, i.e., for making transactions. Deposits of other banks are not so used. These are specialized institutions which give loans to specific sectors of the economy. Here we are mainly concerned with commercial banks. So we generally use the term ‘banks’ to refer to commercial banks.

4. Development banks:

Development banks are parts of a country’s capital market. In India, they are called public financial institutions. They are specialized financial institutions which supply long-term finance to large and medium industries. They also perform various promotional functions for accelerating the rate of capital formation in the country.

In this way, they promote industrial development in particular and economic development in general. IFCI, IDBI and ICICI are examples of such banks. These institutions have assumed a crucial importance in providing an ever-increasing proportion of industrial finance and various types of development assistance to business enterprises in India.

5. Co-operative banks:

The co-operative banks are set up under the provisions of the co-operative society’s laws of a country. In India, such banks have been set up to provide credit to primary agricultural credit societies at low rates of interest. However, some co-operative banks also function in rural areas.

6. Indigenous Bankers:

From very ancient days indigenous banking as different from the modern western banking has been organized in the form of family or individual business. They have been called by various names in different parts of the country as Shroffs, Sethus, Sahukars, Mahajan, Chettis and so on. They vary in their size from petty money-lenders substantial shroffs.

7. Land development banks:

These banks (called land mortgage banks in India) provide long-term credit to farmers for land development. They also give long-term loans to farmers for acquiring new land.

8. Investment banks:

When a corporate entity wants to issue new equity or debt securities, an investment bank serves the role of an intermediary. They sometimes also make an investment in these companies through the purchase of equity shares.

9. Merchant banks:

A merchant bank helps a company to sell its new shares to the general public. The main job of a merchant bank is to raise money to lend to industry. They do not lend money themselves but instead help circulate money from those who want to lend to firms who wish to borrow.

10. Regional Rural Banks:

Regional Rural Banks (RRBs) are established in the rural areas to meet the needs of the weaker section of the rural population.

11. Foreign banks:

There are many foreign banks in India like the Citi Bank, the Hong Kong and Shanghai Bank and the Bank of America. These are not nationalized institutions like Indian commercial banks.

12. Central bank:

The central bank is the bankers' bank and is also the banker to the government. It controls the entire banking system of the country. The Reserve Bank of India (RBI) is India’s central bank and the Bank of England is that of England.