Wednesday, December 2, 2015

Government Programs: Infrastructure & Housing (Download PDF)

Atal Mission for Rejuvenation and Urban Transformation (AMRUT)

AMRUT adopts a project approach to ensure basic infrastructure services relating to water supply, sewerage, septage management, storm water drains, transport and development of green spaces and parks with special provision for meeting the needs of children.
AMRUT schemes make states equal partners in planning and implementation of projects, thus actualizing the spirit of cooperative federalism. The total outlay for AMRUT is Rs. 50,000 crore for five years from FY 2015-16 to FY 2019-20 and the Mission will be operated as a Centrally Sponsored Scheme.

The Objectives of AMRUT Scheme are:
(i) ensure that every household has access to a tap with an assured supply of water and a sewerage connection;
(ii) increase the amenity value of cities by developing greenery and well maintained open spaces (e.g. parks)
(iii) reduce pollution by switching to public transport or constructing facilities for non-motorized transport (e.g. walking and cycling). All these outcomes are valued by citizens, particularly women, and indicators and standards have been prescribed by the Ministry of Urban Development (MoUD) in the form of Service Level Benchmarks (SLBs).

Jawaharlal Nehru National Urban Renewal Mission

JnNURM scheme was officially inaugurated by Prime Minister Manmohan Singh on 3 December 2005 as a programme meant to improve the quality of life and infrastructure in the cities. JnNURM is a massive city modernisation scheme launched by the Government of India under Ministry of Urban Development. It envisages a total investment of over $20 billion over seven years.

It was launched in 2005 for a seven-year period (up to March 2012) to encourage cities to initiate steps for bringing phased improvements in their civic service levels. The government had extended the tenure of the mission for two years, i.e., from April 2012 to March 31, 2014.

Rajiv Awas Yojana

RAY is an Indian government program that attempts to help slum dwellers gain appropriate housing and address the processes by which slums are created and reproduced. It was introduced by the Indian government's Ministry of Housing and urban poverty Alleviation.
The programme is a Centrally Sponsored Scheme, and will run from 2013 to 2022. This scheme aims to make India slum-free by 2022 by providing people with shelter or housing, free of cost.
Operation and maintenance (O&M) of assets created will also be eligible for funding. Support to States/UTs for creation of affordable housing stock through public-private partnership (PPP) under Affordable Housing in Partnership (AHP) component of the scheme

Indira Awaas Yojana (IAY)

Indira Awaas Yojana (IAY) was launched in May 1985 as a sub-scheme of Jawahar Rozgar Yojana. It is being implemented as an independent scheme since 1 January 1996. Indira Awaas Yojana aims at helping rural people below the poverty line (BPL) belonging to SCs/STs, freed bonded labourers and non-SC/ST categories in a construction of dwelling units and upgradation of existing unserviceable kutcha houses by providing assistance in the form of a full grant.

From 1995-96, the IAY benefits have been extended to widows or next-of-kin of defence personnel killed in action. Benefits have also been extended to ex-servicemen and retired members of the paramilitary forces as long as they fulfil the normal eligibility conditions of Indira Awaas Yojana.

It is one of the major flagship programs of the Rural Development Ministry to construct houses for BPL population in the villages. Under the scheme, financial assistance worth Rs.70,000/- in plain areas and Rs.75,000/- [1] in difficult areas (highland area) is provided for construction of houses. An MIS software called AWAAS Soft was launched in July 2010 to assist in the improved administration of this scheme.

IAY is an allocation based, centrally sponsored scheme funded on a cost-sharing basis between the Central Government and the State Government in the 75%:25% ratio, except in a case of North-eastern states and Union Territories (UTs). For NE states, the central government funds 90% and 100% for the UTs.

Housing for All by 2022 Mission

Government on 17th June 2015 launched its 'Housing for All by 2022' mission and approved a substantial increase in interest relief on loan for the urban poor to promote affordable homes. Central grant of Rs. one lakh per house, on an average, will be available under the slum rehabilitation programme. A State Government would have flexibility in deploying this slum rehabilitation grant to any slum rehabilitation project taken for development using land as a resource for providing houses to slum dwellers.
Under the Credit Linked Interest Subsidy component, interest subsidy of 6.5 percent on housing loans availed upto a tenure of 15 years will be provided to EWS/LIG categories, wherein the subsidy payout on NPV basis would be about Rs.2.3 lakh per house for both the categories.  The scheme will be implemented as a Centrally Sponsored Scheme except the credit linked subsidy component, which will be implemented as a Central Sector Scheme. 

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